Originally Posted by HonestChieffan (Post 17884263)

I believe that most new rides have that built in like in OnStar in a GM. The data can be retrieved.

Originally Posted by CoMoChief (Post 17884275)

From what I understand you can have that deactivated by the cars manufacturer.

But willingly paying your ins company to use a tracking device to monitor your driving habits that could ultimately dictate/raise your premiums just seems wild to me.

Originally Posted by KCUnited (Post 17884305)

Insurance companies can 100% raise your premiums based on your driving habits collected by they’re proprietary monitoring device

All states are regulated differently but yeah that’s a fact

Originally Posted by HemiEd (Post 17884317)

My guess is that each one of them regularly use their phone while driving. Its pretty much the norm I guess.

Yeah, my app with Travelers is free and I only have to use it for 90 days and 84 of them are behind me. Then they have enough information to properly adjust my rates.

Oh and Big Daddy, I was nicknamed HemiEd by a some of my buddies for having done this Hemi Road Runner restoration 24 years ago.

The fact that I am trying to keep my insurance costs down has nothing to do with my car interest.

Originally Posted by Bearcat (Post 17884319)

Hell, I could be good for 90 days... probably.

Originally Posted by Bearcat (Post 17884315)

****, the slippery slope is already here! LMAO

That sucks, State Farm claims it doesn't, but in my experience they're already one of the gougier ones.

Originally Posted by KCUnited (Post 17884323)

I mean you can get your rate raised by the zip code you live in, whether you did anything or not, just the weather or 100 other things

We’re….errr they aren’t offering you a discount for the privilege to monitor your weather….errr driving habits so we….errr they can save you money

Insurance is risk mitigation, that’s it

Originally Posted by HemiEd (Post 17884317)

My guess is that each one of them regularly use their phone while driving. Its pretty much the norm I guess.

Yeah, my app with Travelers is free and I only have to use it for 90 days and 84 of them are behind me. Then they have enough information to properly adjust my rates.

Oh and Big Daddy, I was nicknamed HemiEd by a some of my buddies for having done this Hemi Road Runner restoration 24 years ago.

The fact that I am trying to keep my insurance costs down has nothing to do with my car interest.

Originally Posted by Bearcat (Post 17884325)

And investing my money for me, but not giving any of it back.

Originally Posted by tyton75 (Post 17884119)

Any type of "mandatory" tracking I would be against. At that point, its not an insurance savings; its lack of freedom IMO.

Originally Posted by Bearcat (Post 17884325)

And investing my money for me, but not giving any of it back.

Originally Posted by seamonster (Post 17884331)

LOL. I'd be shocked if that application you've installed on your phone isn't pinging some 3rd party service and sending your coordinates, speed, heading, make-model, name, marital status,family data, address, etc to 3rd party streaming aggregators (data brokers). Unbelievable that people do this sort of crap just to save a few penny's on the dollar.