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Imon Yourside 12-30-2024 08:55 AM

Quote:

Originally Posted by KCUnited (Post 17883569)
I decline it as an option since I drive like a maniac and it would probably cost me more in premiums

Same lolz

Frazod 12-30-2024 08:56 AM

I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"

4321

Deberg_1990 12-30-2024 08:57 AM

Quote:

Originally Posted by HemiEd (Post 17883622)
It also got me for hard braking when avoiding hitting a deer.

If this type of stuff brings down your rating, they should have a way for the customer to dispute it as being legit and necessary.

HemiEd 12-30-2024 08:58 AM

Quote:

Originally Posted by TLO (Post 17883623)
I use the one through State Farm. Saves me about $100 bucks a month.

:clap: Our new one is with Travelers and I got full coverage on all vehicles for less than liability only with Allstate.

stevieray 12-30-2024 08:58 AM

Quote:

Originally Posted by HemiEd (Post 17883622)
ROFL That is what I am hoping it will disprove, but we shall see. Our insurance company is exposed to a potential accident less than 50% of the average annual mileage.

So far it has me graded as an excellent driver. I did find it humorous that one day it got me for hard acceleration in the Prius on eco mode. It also got me for hard braking when avoiding hitting a deer.

But in 84 days and 1803 miles (a trip to Texas) I have only had 4 events.

I can see the benefit if there were ever an accident proving who was at fault possibly.

No way I'm hooking that up to my Elco.

No fun in that.

notorious 12-30-2024 09:00 AM

Quote:

Originally Posted by Frazod (Post 17883627)
I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"

4321

Dash

Cam

ptlyon 12-30-2024 09:00 AM

Quote:

Originally Posted by Frazod (Post 17883627)
I once got a ticket for running a stoplight in Chicago. Some lunatic asshole in a Mustang was riding up my ass and there was nowhere to pull over to avoid him. If I hadn't run the stoplight he would have hit me, and it would not have been a love tap. A cop was right there and saw everything. The mustang guy brakes, fishtails through the intersection and peels off the other way. So what does the cop do? Pull ME over and bust me for the light. The rotten **** saw everything that happened. I guess it was low hanging fruit day for the Doughnut Brigade.

I was so pissed that I actually went to court to contest it. I explained to the judge what happened. His exact words - "Avoiding an accident, eh? SEVENTY-FIVE DOLLAR FINE! NEXT!"

4321

Ya, the more you post, the more obvious you are the common denomination in these events

HemiEd 12-30-2024 09:01 AM

Quote:

Originally Posted by Deberg_1990 (Post 17883628)
If this type of stuff brings down your rating, they should have a way for the customer to dispute it as being legit and necessary.

I agree and have all four events documented. Hopefully when renewal time comes we can discuss it.

I have been racking my brain trying to come up with some excuse for hammering the Challenger yesterday until I grinned. I did let off at 60, the speed limit though. o:-)

Frazod 12-30-2024 09:03 AM

Quote:

Originally Posted by notorious (Post 17883636)
Dash

Cam

Wouldn't have done any good in that situation since all the action was behind me.

Quote:

Originally Posted by ptlyon (Post 17883637)
Ya, the more you post, the more obvious you are the common denomination in these events

Yes, I can say that every ticket I've ever received has involved me. :spock:

crayzkirk 12-30-2024 09:05 AM

I installed Farmers app on my phone. Supposedly, there's a chance at a reward each month. It requires power saver to be off or the phone puts it to sleep. Simple solution is to not take the phone with you when you are blowing the cobwebs out of your car.

I'm old and only drive 5mph over the speed limit so I get passed everywhere I go.

Can someone explain to me the need to drive 90 in a 70?

Deberg_1990 12-30-2024 09:06 AM

Quote:

Originally Posted by HemiEd (Post 17883638)

I have been racking my brain trying to come up with some excuse for hammering the Challenger yesterday until I grinned. I did let off at 60, the speed limit though. o:-)

Well sometimes that is necessary! 😊

KCUnited 12-30-2024 09:08 AM

Quote:

Originally Posted by Frazod (Post 17883576)
I don't drive like a maniac anymore, but I still drive fast and fairly aggressive. Hell, up here nobody pays any attention to the speed limit anymore, anywhere. Half an hour ago I was doing 75-80 on the interstate in a 60 zone and getting passed. People who actually drive the speed limit are more likely to cause accidents in this environment.

I used to fly up and down 290 in Chicago as the wasn't enough shoulder space for a cop to safely pull anyone over and if they tried it would cause gridlock so they didn't even bother

FlaChief58 12-30-2024 09:09 AM

https://youtube.com/watch?v=7YvAYIJS...lHca4tp1Xg1QZr

Spott 12-30-2024 09:19 AM

Quote:

Originally Posted by Womble (Post 17883619)
Maybe you shouldn't do that lol

Maybe they need to adjust their monitoring system so I’m not punished for properly stopping the vehicle at an intersection without slamming my brakes on. Btw, this only seems to happen when I work in other states. In Florida the lights seem to stay yellow much longer than other places up north.

Frazod 12-30-2024 09:23 AM

Quote:

Originally Posted by crayzkirk (Post 17883641)
I installed Farmers app on my phone. Supposedly, there's a chance at a reward each month. It requires power saver to be off or the phone puts it to sleep. Simple solution is to not take the phone with you when you are blowing the cobwebs out of your car.

I'm old and only drive 5mph over the speed limit so I get passed everywhere I go.

Can someone explain to me the need to drive 90 in a 70?

We've got shit to do!


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