I can read what everyone else is saying but there is no place for me to type in anything. I have tried several browsers and shut off my ad blocker and still nothing.

Your account isn't setup right

What do I need to change?

Is your browser zoomed in at all? The box to type should be at the bottom of the page, below all the other messages but before the ad banner at the bottom.

While I'm here, my suggestions to improve chat:

1) Chat should auto-clear every night, or every so often
or
2) Put a date stamp on chat messages. Entering this morning, it's impossible to tell what day previous messages were sent.

Not zoomed in. just shows the messages and the ads at the bottom of the page.

Wonder if it is because I only have a few posts to the board?

Yeah, "new users" are restricted from posting. You should be good to go now, though.

1. Not supported in the software.
2. Technically we could, but every single message would have a date on it, which is a ton of clutter for what is a relatively small issue.