No the suspension/ accident happened before I had my CDL, while driving a vehicle that was my ex's & I...anyway long story short I did not make sure it was covered....my fault.
And I paid out of pocket the $800 repair.

Anyway,

Real Nice. I was recently hit by someone that didn't have insurance. I am now in process of trying to get ahold of these people so that I can take them to small claims court.
People that don't carry insurance and keep it current should not be allowed to drive at all.

Good luck there. Blood from a stone and all that.

That's why I carry uninsured motorist insurance. There is a lot of that going on these days.

Well, technically, they aren't suppose to.

I agree. I ****ed up in my situation, made an assumption that I shouldn't have made. I paid the price.. suspension and had to carry an sr-22 for 2 years.

I know in Wyoming at least, when you are pulled over the PD can check to see if said insurance is valid at that point when they check your lic.

You probably had 4 months from the time of the accident, so you were late. Procrastination.

You're right, March 26th was the deadline to take the test. I am a master procrastinator, I just didn't see why they would put me through all that bullshit for not taking an optional test. It's obviously a cash grab.

That is going going to be a lot easier to find:

http://billingsgazette.com/news/stat...2972c9645.html

Highway Patrol can instantly determine if driver has insurance



HELENA — Starting soon, Montana Highway Patrol troopers will be able to instantly verify whether drivers have liability insurance coverage on their vehicles as required by state law.

Sitting in a patrol cruiser, a trooper can enter a vehicle’s license plate number or the driver’s name into a laptop computer and immediately learn online whether the person has liability insurance.

The new Montana Insurance Verification System is intended to be a key tool in helping reduce the number of uninsured drivers here.

Officials estimate that one out of eight vehicles licensed in Montana is uninsured in violation of state law. That would mean there are 162,000 uninsured vehicles out of the more than 1.3 million licensed passenger vehicles, heavy trucks and motor homes, according to the state Justice Department.

“Too often in the Highway Patrol, we see drivers who flout the law,” Highway Patrol Col. Mike Tooley said at a press conference Tuesday.
Uninsured motorists drive up costs for insured drivers, officials said. If an uninsured driver crashes into someone with insurance, the insured driver has to file a claim with his insurance company to repair the vehicle, potentially raising future premiums.

“It’s an issue of fairness,” Tooley said.

The 2009 Legislature passed the law creating the system. The system costs nearly $540,000 a year to operate and is funded by a $1.80 per vehicle annual increase in license plate fees.

“We are always trying to address the enforcement of uninsured motorists in the state,” said Rep. Galen Hollenbaugh, D-Helena, a cosponsor of the bill.

“We hope this will deal with the uninsured motorists, and happy motoring,” said Rep. Gary MacLaren, R-Victor, who supported the bill.

Highway Patrol troopers in Beaverhead, Deer Lodge, Granite, Jefferson, Lewis and Clark, Madison, Powell and Silver Bow counties will begin using the new system May 21.

Over the summer, troopers in other districts across the state will gain access to the new system, with all law enforcement agencies throughout Montana having access by Aug. 1.

In addition, county treasurers’ offices by 2013 will be able to use it to verify insurance coverage when people register their vehicles, said Brenda Nordlund, administrator of the Justice Department’s Motor Vehicle Division.

The new system also will allow troopers to determine if drivers have liability insurance, even if they can’t dig out their current insurance cards in their glove boxes crammed with other items. That will save these drivers a trip to the courthouse to prove they have insurance.

Highway Patrol Sgt. Drew Knapp demonstrated and praised the system.
“It’s pretty simple, user friendly and straightforward,” Knapp said. “That’s what we like as cops.”

Someone convicted of violating the insurance requirement can be fined up to $285 for a first offense, he said.

Another advantage of the new system is that Highway Patrol troopers no longer will have to crawl into overturned vehicles after major accidents to look for proof of insurance cards in the glove compartments, Knapp said.

Insurance companies electronically provide the information on the insured drivers to the state Motor Vehicle Division.

How up-to-date the information is depends on how frequently the company updates its database, Knapp said, adding that small “mom-and-pop” insurance companies might not do it as often as larger companies.

Cooley said the Highway Patrol troopers won’t be able to pull over motorists if they determine the drivers don’t have liability insurance.

Drivers would have to be already stopped for another suspected offense before they could be charged with the insurance violation.
Six other states have similar systems.

Montana is using one designed by MV Solutions Inc., a South Carolina company that provides similar services to Wyoming, South Carolina and Washington, D.C.