Yeah, I just used a basic mortgage calculator that included the stupid ****ing PMI, which came out to like $1634/month... no down payment for simplicity, but also have no idea what's out there for first time homebuyers.

Definitely worse than I would have guessed, even though I knew it was bad.

I went back and looked in the neighborhood where I bought my first house at $90k and a comparable one down the street just sold for $190k. :eek:

Yeah all of the inner city and starter homes are owned by REITs and LLC Landlords with dozens and dozens of properties now. You need to be ready to spend 300-350k if you want to live in a reasonably desirable area with acceptable schools. That number was more like 200-250k pre pandemic

Just making note. Mahomes sure has played subpar for his standards the last couple of years. One more year and it is a trend.

And that was with working less hours since Fields started some games.

Funny thing is that almost exactly matches my first house mortgage 30 years ago, both in price and payment. ($17x,xxx mortgage with a payment of about $1,650). Living in central Denver was not a cheap undertaking.

Different priorities. A phone is just a communication device. We didn't walk around bumping into shit while staring at a phone. We were actually involved with our surroundings instead being consumed by the abstract.

When I was 6 I could tell you the make and model of every car on the road as I wasn't looking down at a phone or gameboy etc.

Now it is the norm to see a person driving a 3000 lb vehicle down the road a speed staring at their phone. I wish their was a requirement for the phone makers to have them disabled while driving.

Now you are just exaggerating for your own amusement I guess. My new Chevelle in 72 was $4100 and new Dodge Van in 77 was $6200. :D

It's a journey for sure and the market like Denver/Chicago has a big impact.

We paid $2100 a month in Chicagoland for 17 years even after putting enough down to avoid the PMI. Refinanced multiple times due to interest rate fluctuations.

Last July's storm damage repair to this home was more than the price of our first two homes gross sale price combined.

I still laugh when I see someone bump into another person....a lightpole...street sign because they were looking down at their phone.

And on more than one occasion I have had to stop someone from walking off the curb and into oncoming traffic.

I cannot imagine having to go out and buy a house these days....the overinflation of values of homes driven by the commercial buyers has made the American Dream more of a nightmare.

My first house I bought at age 21 was priced at $35k in 1978 and I financed it with an FmHA loan I had to refinance after 2 years. It was 2 bedrooms, 1.5 baths and an unfinished basement....the perfect starter home for a young married couple. Those types of homes rarely exist these days.

My house payment was something like $125.....

It is a shame that what I paid for my starter home back then would only buy a Tiny Home in today's economy..

I’m definitely jaded after 25 yeats of busting my ass in project management
My current role I’ve been in since 2021 after getting whacked after yet another major 5+yr project. I recently had my review and had a AA rating which is bacially “exceeds expectations” . It yielded me a whopping 3.3%. Last year I “met expectations” and got a 2% raise. All the pain and aggravation of meeting goals and objectives and busting my ass wasn’t worth the 1.3% extra .

I’m at the point in life I have zero desire to climb back into management or move up the ladder. It ain’t worth it at all. I’ve hated the field I’ve been in for 25 years, soul sucking work. Zero accomplishment. Zero reward. Zero sense of achievement. Zero interest. Just a meat grinder.

I couldn’t believe that 3.3% bullshit, just makes me want to do the bare minimum lime 95% of the office.

Buying brand new vehicles every five years? That’s certainly financially responsible

And yeah I am making stuff up for my amusement. Much like 70+ year olds believe iPhones and avocado toast are the roadblock to achieving the American Dream.

Don’t forget those super-expensive flat-panel television sets.

LMAO

I was trying a bit ago to think of this in your perspective.

I have a 12' shelf upstairs with a lot of stuff that has been replaced by your phone.
Polaroid camera, 2 Nikon 35mm cameras, early digital cameras, Cannon video camera, early GPS units, wall phones, a battery powered 4 in hand held tv, small recorder, variety of early cell phones etc. etc.

So if you add the price of all of those up they would easily come to the price you are paying for the latest phones.

I guess it is all about perspective. :thumb:

Yeah, I still can't wrap my head around the idea that some people actually watch games on their phone. :eek: